(no subject)

[plonq]

Somebody is offering me a 62-month closed mortgage at 4.45%

My gut instinct tells me to take it because that strikes me as a pretty good rate.  Feel free to jump in and tell me I'm wrong.

Comments

[elfasi.livejournal.com]

Depend's who's offering.. I get about 200 spams a day offering me that kind of thing, but I wouldnt trust them at all, ever.

[plonq.livejournal.com]

Not spam - I got a call from the company who I first got my mortgage with. Apparently they want my business back.

[pierrekrahn.livejournal.com]

Sounds good to me. My 62-month term is for 4.85%... and, of course, it dropped to 4.65% after I signed, so 4.45% is even better.

I doubt you could find even lower than that.... then again, that's what I said when I signed at 4.85%

[aeto.livejournal.com]

Mine is just a hair over five, and I've thought about a refi, if I could find a lower rate... If I got an offer from a company I trusted/had done business with, I'd certainly consider it.

(In fact, I may start looking around, a bit, given that news. :> )