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Apr. 11th, 2005 10:07 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
plonqWe got a rejection letter from President's Choice Financial for the MasterCard application we put in a few weeks ago.
Perhaps I should back up and clarify: we got rejected for the credit card application that was shoved in our faces when we came in the store and waved around there until we heard all of the benefits of the card and agreed to sign up for one. We don't really need another credit card, but since we did most of our shopping at this particular store (we've since switched back to Safeway), we figured that we may as well rack up a few credit points toward free food.![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
pierrekrahn will gladly tell you all about racking up PC points...
I'm not particularly upset that we got turned down for the card as we already have a Visa, MasterCard, Amex and HBC card, so this would just have been another bill to worry about each month. On the other hand, when the rejection letter raises concerns about my length of employment (barely 17 years with the same company), length of time in my current residence (only 10 years), legal age of majority in the province of residence (10 years), and my credit bureau status, well, it makes one wonder just how rigid their standards are. The other credit card companies are hounding us to buy more features on our cards, and keep upping our credit limits, but we're not worthy of PC Financial! Allow me to genuflect and prostate myself in unworth!
Credit Card Nazi: No PC Points for YOU!!
The funniest bit is that the letter is signed:
"Sincerely,
Credit Department"
What kind of sadistic bastards would name their kid Credit? Well, I suppose if your last name is Department, that's a fitting first name. It's nice to see personal touches like this on a form, where the individual personally types out their name at the end.
Oh wait... on closer inspection of this letter, they have misspelled my last name on the application. The idiot who filled out the form misspelled my last name. I spelt it out s-l-o-w-l-y for him. Three times. I made him cross it out and correct the spelling. He must have changed it back again as soon as we were out of sight. Meh. maybe he gets paid by the number of forms he fills out and not by the actual number of new subscribers.
Perhaps I should back up and clarify: we got rejected for the credit card application that was shoved in our faces when we came in the store and waved around there until we heard all of the benefits of the card and agreed to sign up for one. We don't really need another credit card, but since we did most of our shopping at this particular store (we've since switched back to Safeway), we figured that we may as well rack up a few credit points toward free food.
pierrekrahn will gladly tell you all about racking up PC points...I'm not particularly upset that we got turned down for the card as we already have a Visa, MasterCard, Amex and HBC card, so this would just have been another bill to worry about each month. On the other hand, when the rejection letter raises concerns about my length of employment (barely 17 years with the same company), length of time in my current residence (only 10 years), legal age of majority in the province of residence (10 years), and my credit bureau status, well, it makes one wonder just how rigid their standards are. The other credit card companies are hounding us to buy more features on our cards, and keep upping our credit limits, but we're not worthy of PC Financial! Allow me to genuflect and prostate myself in unworth!
Credit Card Nazi: No PC Points for YOU!!
The funniest bit is that the letter is signed:
"Sincerely,
Credit Department"
What kind of sadistic bastards would name their kid Credit? Well, I suppose if your last name is Department, that's a fitting first name. It's nice to see personal touches like this on a form, where the individual personally types out their name at the end.
Oh wait... on closer inspection of this letter, they have misspelled my last name on the application. The idiot who filled out the form misspelled my last name. I spelt it out s-l-o-w-l-y for him. Three times. I made him cross it out and correct the spelling. He must have changed it back again as soon as we were out of sight. Meh. maybe he gets paid by the number of forms he fills out and not by the actual number of new subscribers.
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no subject
Date: 2005-04-12 03:22 am (UTC)no subject
Date: 2005-04-12 03:29 am (UTC)no subject
Date: 2005-04-12 03:33 am (UTC)no subject
Date: 2005-04-12 03:34 am (UTC)That's dumb that they mispelled your last name, it's not like it's that complicated
no subject
Date: 2005-04-12 04:28 pm (UTC)Because I transfered my mortgage to PC Nazi's, I will be getting a bonus of $250 worth of PC points when the transfer is finalized.
I think you've just found yourself yet another example of how poor their costumer service is.... oh well, their interest rate is low. And no fees to boot.